Oracle employers check your credit history

This article shows that a credit check is a routine part of pre-employment screening, and acts of "moral turpitude" such as paying your bills late, can ruin your chances of getting a top Oracle job.

Also, see my notes on why bad credit indicates a dishonest personality.

A slow payment history indicates irresponsibility

This article notes that companies are routinely doing background credit checks of all job applicants, and they have little sympathy for people who don't honor their credit payment terms. A history of slow credit payments can indicate irresponsibility and a disregard for personal commitments:

"Richard Becraft was offered a good civil service job with the Department of Defense in May 2002. . .

After a background check, however, the job offer was rescinded. The government letter that the Oxnard, Calif., man received indicated “financial considerations” made him a poor security risk."

I work for many companies in a job applicant screening service where we help them hire responsible Oracle professionals and I'm amazed at the amount of background checks that are done before hiring database professionals. I have extensive details on doing background checks for Oracle job applicants in my book "Conducting the Oracle Job Interview", $9.95 at Rampant TechPress.

Your Web Presence is evaluated

Many employers now check all of your postings on the web. Your raunchy comments from a decade ago could ruin your chances of being hired, especially for the top-jobs with five-figure salaries. I saw a job applicant rejected because he made rude and inappropriate posting on a message board using his verified e-mail from a prior employer.

Some of the background checks now include extensive checks:

Credit checks - A history of late payments indicates a lack of responsibility to honor your credit agreement.
Criminal checks - Sites like www.usasearch.com can find everything about you, even your history of traffic tickets. Here is an actual criminal check of a job applicant that I interviewed awhile back. Possession of stolen property, I never would have guessed. Here is another job applicant where we found a charge of heroin possession.
Job History verification - Employers know that they are allowed to ask the tell-all question "Would you re-hire this person". A "no" from a previous employer will often cause your resume to go into a wastebasket.
Education verification - I've seen dozens of cases where a job applicant has listed a degree that they have not earned. Employers call the schools and request that the applicant provide transcripts. I once caught a liar who listed a fake MBA and when I confronted her, she explained that she was "planning to get that MBA", as-if that was perfectly acceptable.
Web presence verification - There are companies that perform "Google checks" on you, and they sometimes reveal questionable professional behavior.
Voting History: It’s your duty as an American to vote, and voting records are public records. Some companies will reject applicants who have demonstrated that they are not good citizens.

This degree of background checking has become even more problematic because of the huge amount of resume fraud in the Oracle industry, usually by foreign workers and some firms reject 10,000 job applicants every month.

Job applicants are much more likely to lose a job because they have a recent criminal history or they lied on an application about their identity, experience or education. . .

“Of the 10,000 adverse action letters we send out monthly, very few of them are credit related,” Greenblatt said. “It’s less than 5%.”

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